The Federal Government of Nigeria, in collaboration with the National Identity Management Commission (NIMC), the Central Bank of Nigeria (CBN), and the Nigeria Inter-bank Settlement System (NIBSS), has announced the forthcoming launch of an innovative National Identity Card with integrated payment functionality.
This pioneering initiative, powered by AfriGO, a National domestic card scheme, represents a significant milestone in Nigeria’s efforts to modernize its identification infrastructure and promote financial inclusion. The new National ID card, imbued with verifiable National Identity features, is set to be a game-changer in facilitating seamless access to government and private social services, promoting financial empowerment, and fostering increased citizen engagement in nation-building endeavors.
Underpinned by the NIMC Act No. 23 of 2007, which mandates the enrollment and issuance of a General Multipurpose card (GMPC) to Nigerians and legal residents, the new identity solution is poised to meet the burgeoning demand for reliable physical identification. Eligibility for the card will be contingent upon registration with the National Identification Number (NIN), thereby ensuring the authenticity and integrity of cardholders’ identities.
In addition to serving as a robust proof of identity, the National ID card will function as a versatile financial tool, allowing cardholders to seamlessly conduct transactions as debit or prepaid cards linked to their preferred bank accounts. This dual-purpose functionality is expected to enhance financial access and inclusivity, particularly among underserved populations.
Crucially, the card will incorporate state-of-the-art security features and adhere to stringent data protection protocols to safeguard cardholders’ personal information and privacy. Biometric authentication, including fingerprint and facial recognition technologies, will serve as primary identity verification mechanisms, ensuring the integrity and security of user data.
Key features of the new National ID card include a Machine-readable Zone (MRZ) compliant with International Civil Aviation Organization (ICAO) standards for e-passport information, as well as a Nigeria-specific quick response code (NQ) containing the national identification number. Additionally, the card will include vital information such as travel, health insurance details, and eligibility for various government intervention programs, including microloans, agricultural subsidies, food stamps, and transportation and energy subsidies.
To facilitate widespread adoption and accessibility, the Federal Government has outlined multiple channels through which eligible citizens and legal residents can request the National ID card. These channels include online applications, commercial banks, participating government agencies, and NIMC offices nationwide, ensuring broad coverage and convenience for all stakeholders.